PlatformPick
PayPal logo

PayPal

Free plan

* 5.0 purchase fit

The most recognized online payment method globally. Buyers trust it, which can increase conversion rates for new stores.

+Buyer protection+One-click checkout+International payments (200+ markets)+Invoicing

BEST FOR

  • +New stores wanting buyer trust
  • +International sellers
  • +eBay and marketplace sellers

NOT IDEAL FOR

  • !Businesses wanting lowest fees
  • !High-risk products
  • !Those needing advanced subscription billing

PRICING FACTS

Starting price

Free

Free plan

Yes

Free trial

No

Pricing source

Official pricing page

PayPal fees are higher than Stripe for most transactions. Dispute fees are $20-$30. Funds can be held for up to 21 days for new accounts.

WHAT TO CHECK BEFORE PAYING

Free plan limits

  • No monthly fee, pay only per transaction

Hidden costs

  • Standard rate is 3.49% + 49ยข for online transactions.
  • Currency conversion fees add 3-4% on international payments.
  • Chargeback fee is $20 per dispute.

Migration / platform fit

  • Confirm integrations, data export, and platform-specific events before committing.

Source notes

  • https://www.paypal.com/us/business/accept-payments

FAQ

Is PayPal worth paying for?

PayPal is worth testing when its strongest use case matches your current workflow and budget.

What should I check before upgrading?

Check free-plan limits, usage-based pricing, integrations, data export, and migration effort before importing production data.

Are affiliate links involved?

Yes. Some outbound links may be affiliate links, but PlatformPick uses official sources and notes the disclosure near purchase CTAs.